20 Top Home Loan & Mortgage Companies

1. Larson Lending
About: Larson Lending specializes in Residential Mortgage Loans and have successfully helped hundreds of homeowners, buyers, and investors since 1995.
Phone #: (858) 361-9340
Email: kathy@larsonlending.com
Website
Address: 10509 Vista Sorrento Pkwy. #200, San Diego, CA 92121
Review: “We recently refinanced our home and had a wonderful experience with Kathy! I can’t recommend her more highly.” – Kacy F

2. Community Mortgage
About: Community Mortgage is a San Diego-based company with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with clients: provide open and honest communication, educate borrowers and focus on solutions.
Phone #: (619) 627-0941
Email: sean@calcommunitymortgage.com
Website 
Address: 814 Morena Blvd #310 San Diego, CA 92110
Review: “I just financed another property using Community Mortgage for a second time and am happy to report that the process went very smoothly. Will be using them for any future home finance needs.” – T B

3. RWM Home Loans
About: RWM is the top family owned mortgage bank in San Diego, and has been closing loans for over 20 years with over 10,000 happy clients. If you are curious about home loan options, we do it all: VA, FHA, Jumbo, Conventional, Fixed and Adjustable Rate Mortgages, and Reverse Mortgages for our seniors; 62 and older.
Phone #: (858) 794-2155
Email: Info@rwmloans.com
Website 
Address: 11234 El Camino Real San Diego, CA 92130
Review: “Chris Wiggins was easy to work with, answered any questions my wife and I had along the way, and worked to get us the rate and closing costs we were looking for. I would highly recommend him.” – Ivana K

4. IFC Mortgage
About: IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you’re a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team can help make your dreams come true.
Phone #: 760-943-6777
Email:
Website 
Address: 326 Encinitas Blvd, Ste 200 Encinitas, CA 92024
Review: “Highly recommend IFC Mortgage and Brian always aware of market trends and best loan packages. Staff is super nice and always on top of forms and paperwork needed. Feel confident in obtaining the best loan program available. Treated with respect and personal interest in a successful completion of loan to your satisfaction. Five Stars.” – Steve B

5. The Greenhouse Group Inc
About: Because we choose to be consultants who work by referral rather than a traditional salesperson only working to ‘land a commission’, our business model is very client-focused and centralized to the only part of the process we truly care about: You.
Phone #: (858) 863-0261
Email: connect@greenmeansgrow.com
Website
Address: 3594 Adams Ave San Diego, CA 92116
Review: “Nothing but outstanding and professional work from Jesse and his crew at Greenhouse Group. I needed my house sold quickly while still getting the listed price we agreed upon a couple months before the pandemic, Greenhouse Group knocked it outta the park. They also provide tremendous support for our first responders. If you’re looking to list your property, you can’t go wrong here.” -J.K

6. Transparent Mortgage
About: As a leading mortgage broker and mortgage lender in San Diego, our mission is to empower homeowners through transparency in the mortgage process.
Phone #: (619) 317-0311
Email: info@tspmortgage.com
Website 
Address: 2487 Kettner Blvd San Diego, CA 92101
Review: “We had a great experience refinancing our mortgage. Beau, Danica, and Drew thoroughly explained everything, patiently answered questions, and regularly kept us up to date on the status of our application. Most importantly, they fought for and got us an amazing rate. Would highly recommend working with this team.” -Jennifer S

7. West Coast Funding
About: West Coast Funding specialize in refinance and purchase loans anywhere in California. Our guarantee is to give you the best possible loan at the lowest possible price.
Phone #: (619) 855-1084
Email: tmoritz@gowestcoastfunding.com
Website 
Address: 9810 Scripps Lake Dr Ste A San Diego, CA 92131
Review: “As the saying goes, actions speak louder than words. Well this is my 6th loan refi with Troy for me personally, not to mention the referrals I’ve given him to refi loans for my parents and many other friends and family.” -Rudy B

8. West End Mortgage
About: West End Mortgage is committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Phone #: 619-398-3500
Email: jason@mycalifornialoan.com
Website 
Address: 437 9th Avenue San Diego, California 92101
Review: “’I’ve been a customer of West End Mortgage on and off for about 5-years.Jason Whitehead is outstanding at finding the perfect loan and closing extremely quick.. I highly recommend West End Mortgage, for any Loan option you’re looking for.” – Nicole B

9. Courtesy Mortgage Company
About: Courtesy Mortgage specializes in refinance to pay off HERO and PACE loans. If you have seen your property tax and mortgage payment increase as result of HERO or PACE financing please reach out to discuss your options.
Phone #: (619) 296-5881
Email: jsheftell@courtesymortgage.com
Website
Address: 2615 Camino Del Rio South Suite #200 San Diego, CA. 92108
Review: “I worked with Laura Wever last month to refinance my home and every step of the process was seamless. From start to finish, it took a month to record and fund! Laura is extremely knowledgeable, accessible and kind.” – Bethany H

10. Movement Mortgage
About: Movement Mortgage offers personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Phone #: (619) 312-4300
Email: wes.shaw@movement.com
Website 
Address: 2828 University Ave, Suite 101 San Diego, CA 92103
Review: “Greg Welch is sensational! His communication is clear and Greg is flexible in exploring every option and scenario of the best loan for us. His timely follow through is exceptional. Our experience could not have been better! Thank you Greg!” -Gregory S

11. Homeplus Mortgage
About: To provide our customers with the highest level of customer service and the most competitive mortgage rate and term.
Phone #: 619-325-8282
Email: approvaldept@homeplusmortgage.com
Website
Address: 2878 Camino Del Rio South Suite 402 San Diego, CA 92108
Review: “I worked with Chris Ross. I am a first time buyer and was completely terrified of getting ripped off. Not only was Chris amazingly patient, his honestly and guidance was incredible. I don’t know if I would have put up with myself and he did it with such grace and ease it put my mind at rest.” -Angelica G

12. Integrity Mortgage Group
About: The Integrity Mortgage Group Team is your premier mortgage team located in beautiful San Diego, California. We pride ourselves in offering the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
Phone #: 949.273.1589
Email: bhierl@uslenders.us
Website 
Address: 9683 Tierra Grande # 102 San Diego, CA. 92126
Review: “I just completed a home refinance with Bill Hierl of Integrity Mortgage and it went smoothly and without a hitch! The thing I like about Bill the best is he is very quick to respond to any questions I have and patiently take the time to explain it to me without feeling rushed.” – Robert M

13. Best Equity
About: Best Equity goal to help my clients with a mortgage strategy that integrates with their individual long and short term financial goals creating, safety, liquidity, leverage and wealth.
Phone #: (619) 285-2921
Email: feinhandler@bestequityfunding.com
Website 
Address: 5360 Jackson Dr Ste 200 La Mesa, CA 91942
Review: “I’ve been a customer of Joes for a while and I’ll tell you, you will not find a better one in the business. He understands the customers needs and always goes above and beyond to ensure “The Best Equity” for the customer.” – Willie F

14. Prospect Financial Group
About: Prospect Financial Group, Inc. has been recognized again and again as the #1 Lender in California by Lender411. Lender411, a website designed to connect consumers with knowledgeable lenders, bases the ranking on a number of factors including industry knowledge and customer reviews.
Phone #: (858) 605-0952
Email: info@prospectfgi.com
Website 
Address: 875 Garnet Ave San Diego, CA 92109
Review: “Started the refinancing process post COVID-19 and thankfully Aaron Ricciardulli was my guy. Aaron was amazing! from beginning to end.” – Oscar R

15. HomePlus Mortgage and Maureen Martin
About: Maureen focuses her efforts on putting customer needs first, while generating a satisfied experience for the client through precision, pricing, and service. She is an expert in many areas of lending even in today’s ever changing market including conventional lending, FHA and VA mortgages as well.
Phone #: (619) 375-3646
Email: maureen@mylifelender.com
Website 
Address: 2878 Camino del Rio S, San Diego.
Review: “Maureen is amazing! She was incredibly easy to work with and got us through our escrow in a quick 17 days! There is so much involved in getting a loan and she was totally on top of everything and sent us gentle reminders to keep us on track. She is also super patient and took the time to make sure we understood the process. I really cannot recommend her enough.”- Mel L

16. BRIK Home Loans
About: BRIK Home Loans is a company in El Cajon offering personalized mortgage solutions to home buyers. The company’s team adheres to the values of honesty, integrity, and competence and is invested in providing customers with the lowest interest rates and closing costs possible. The company is an equal housing lender and offers first home loans as well as refinancing services.
Phone #: (619) 434-0010
Email: info@brikloans.com
Website 
Address: 3655 Avocado Blvd La Mesa, California 91941
Review: “I was and continue to be extremely impressed with Andy. He does what he says he is going to do with prompt attention to communication and integrity throughout the process. He is extremely intelligent and relationship oriented which made trusting him with my loan very easy.” – Brett B

17. Prime Mortgage Loans
About: Prime Mortgage Loans is a San Diego company offering a range of loan programs for home buyers and refinancing options for homeowners.
Phone #: (619) 327-2202
Email: info@primemortgageloans.net
Website 
Address: 11399 Rose Garden Ct. San Diego, CA 92131
Review: “Truly made the home buying process a breeze! Never once did we feel stressed or uneasy about our loan. The team is amazing and truly values you as a client. I recommend them to all of my friends and family!” -Amanda C

18. Ranch & Coast Mortgage Group
About: Ranch & Coast Mortgage Group, Inc. is a Solana Beach mortgage lender and broker assisting customers who wish to purchase a home, refinance an existing home, or take out home equity loans.
Phone #: (760) 230-2042
Email: loaninfo@rcmloan.com
Website 
Address: 130 W E STREET ENCINITAS, CA 92024
Review: “Elvin is the real deal mortgage lender. Meticulous detail, friendly demeanor, and knowledgeable.” -Susan V

19. Cross Country Mortgage San Diego
About: We are an experienced and local lender serving all of San Diego. Our team has a combined 40+ years of experience helping customers finance their dream homes. We pride ourselves on open, transparent communication and quick turn times.
Phone #: 858.252.1440
Email: scott.evans@myccmortgage.com
Website
Address: 8885 Rio San Diego Drive, Suite 370 San Diego, CA 92108
Review: “I want to thank team Evans at Crosscountry mortgage for the wonderful service. It was my first time buying a property and they made it a great experience!” -Cindy R

20. Flagstar Bank
About: The combined retail home lending teams of Flagstar and Opes Advisors offer clients a powerful lineup of products, a best-in-class retail origination platform, and a professional, experienced cadre of mortgage advisors skilled at crafting home lending solutions.
Phone #: 760.519.1158
Email: sbyer@flagstarretail.com
Website

221 W Crest St, Suite 100 ▪ Escondido, CA 92025
Review: “Steve and his team were amazing; mortgages and house buying are always full of unexpected twists and turns, but Flagstar made the process very smooth. I highly recommend them!” – Katy D