Now that you’re about to move you may be wondering if you need moving insurance. The answer to this question is ‘yes’! Any smart homeowner knows that just as they need to have health insurance to safeguard their personal health, they would also benefit from acquiring moving insurance. Accidents happen even to the most reliable and careful moving companies. Here at One Stop Moving & Storage we know that life’s circumstances can interfere at any given moment.
Did you know that all moving companies are required by federal regulations to offer two types of insurance coverage to customers who wish to move out-of-state? You can acquire a “released value protection” plan or a “full-value replacement protection” plan. The basic “released value“ protection plan is a standard, free service that is covered in your moving agreement. What is covered under this plan? This plan is set at 60 cents a pound. This means that you will be reimbursed for any items lost or damaged at 60 cents a pound. This includes any items from safety pins, to family heirlooms. For most of us, our possessions are worth far more than a mere 60 cents a pound. That is why we offer another type of moving insurance plan: the full-value replacement protection plan. We recommend this plan if you are moving out-of-state. This coverage is based on the total value of your belongings being transported. When choosing a moving company it is important that they offer reliable moving insurance.
A reliable insurance plan should cover all damages, missing items packed by the moving company, or man-made catastrophes that could arise. Look for an “all risk” policy. This means that the policy should insure your shipment for its full replacement value. Your belongings should be protected from the moment they leave your home until they reach the final destination.
What we can do for you
All risk moving insurance
An insurance cover is an absolute necessity for anyone who is planning a move wanting that “full value replacement” coverage protection. An insurance cover should be chosen keeping in mind the following factors: The insurance policy should be reliable and strong to protect you and your belongings from the point of loading to the destination delivery point. The insurance policy should cover for all damages, missing items packed my a professional moving company or any natural or man-made catastrophe that could arise. The policy should be an “all risk” policy and should insure your shipment for its full replacement value.
At One Stop Moving & Storage, our relocation experts will assist you with the declaration of value form which must be completed prior to your move. We also take care of all the necessary and important documentation required for the insurance claim. The most important being the “detailed inventory” containing the dollar value estimate of every item being shipped. The lack of such an inventory document or any discrepancies or inaccuracies in the data may complicate or delay settlement of any claims. This is avoidable when documentation is precise.
In the event of claiming insurance damages, the claim procedures requires that you notify the insurance company as indicated in your insurance policy for survey of damages, immediately after taking delivery of your shipment. The notifications can be done by phone or in person, but we suggest you to submit a written report and keep a copy with you as well. The surveyors report, original insurance certificate, bill of lading and other documents, as required, will be submitted to the underwriters for approval of the claim.
A well documented claim will always help expedite settlement.
CONTACT THE #1 MOVERS IN SAN DIEGO CA
Contact our moving professionals for a free quote on your next move. We are excited about the opportunity to help you enjoy a successful move that is carried out at top efficiency. Reach out to us today so that we can put together a plan to get you moved to your new location.